Wednesday, February 11, 2009

The Notary Dilemma: Should I Use a Mobile Notary?

There are many different Notary Public services available to each of us. Lawyers will provide this service for their personal clients or for someone that walks in to the office. However, you can bet the cost will be steep. There are clergymen that can do the Notary task as well, yet sometimes there may be a conflict of interest in the type of document that needs to be witnessed. Then there are doctors, who can and will sign off a form for you like any other Notary. The problem there is that they are in the same position as a lawyer; the cost may be steep.

So what type of Notary do you need for your document to be signed? This depends on what type of document you need witnessed. There are different types of notaries with different qualifications. Where one can sign off on a document, another may not be allowed to. This is where it can become very tricky; do you have to go out and search for one?
Absolutely not!

There is a fantastic alternative to this problem, known as the Mobile Notary Public. If, for example, you are unable to leave your home due to medical constrictions, or perhaps you’re too busy to drive to a Notary, this is the type of Notary you will want to utilize. Simply find a Mobile Notary company online that has 1000’s of mobile notaries in their database. Not only will the Notary come to you, but if you go through a Mobile Notary company, they will be sure to send out a Notary that specializes in your documents. No more hassles – everything is taken care of at your home or office!

The fees will vary according to the individual that is dealing with your forms and the type of documents. Other than a minor traveling fee that covers the miles from their office to your home, there are no hidden costs. This allows virtually anyone the opportunity to have an important document dealt with regardless of his or her situation or circumstances.
Where as some Notary offices may be hard to find or difficult to get to, the Mobile Notary Public is the perfect solution for this problem. This is the answer for many people that do not have the means to get around very easily or who work Monday through Friday and can’t leave work to visit with a Notary. Why waste time locating a Notary closest to you when there are Mobile Notary companies who will do all the work for you? Mobile is definitely the best option.
Universal Document Express is a national mobile notary document signing services company, providing thousands of notary public signing agents and mobile notaries. Please feel free to distribute this article as is, including the bio. For further information, please visit http://www.udxdirect.com.
Article Source: http://EzineArticles.com/?expert=Keller_Hawthorne

Notary Fee Basics

Notary Fee Basics
A notary public is often the person who notarized your loan documents.
As anyone who has ever done a mortgage knows, there is a mountain of paperwork that needs to be done.
This paperwork can include the lender’s loan note, riders, identification paperwork, disclosures, and any other lender or government required paperwork. This is usually because a real estate transaction is a complex process where lots of paperwork needs to be updated with the lender and the government.
The borrowers on the loan need to have proper identifications, and property should be transferred to the right parties. Mistakes here can cost enormous amounts of money in the future.
Notary fees are usually around $150, and many notaries will bring loan documents to your place of work or home to make the process easy.
What To Watch Out For
Make sure that the signing process is thorough. It is easy to miss a signature on a document. This will hold up the whole loan process.
The notary may not be experienced at doing mortgage signings. These can often be complicated. Someone who has experience doing this before is usually preferable.
The notary is often sent by the escrow company to complete the paperwork. Any additional corrections to the paperwork will usually also have to be done with a notary.
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Article Source: http://EzineArticles.com/?expert=Ben_Afzal

What not to ask a Notary



There are many misconceptions about notaries public. Those faulty thoughts can lead to conflicts between you and a notary. If you follow these simple guidelines, you will not be disappointed.
Don’t ask the notary public for legal advice. We are not allowed to give legal advice. When you are signing documents related to a tax shelter, you might be tempted to get one last opinion. Don’t ask for mine, because I will not give it to you. Speak to your lawyer, your accountant, your sister-in-law, but not the notary whose sole purpose is to notarize your signature on the documents.
Don’t ask the notary public for other advice either. You might want to ask my opinion about how your divorce agreement stands up to others I have seen, but I will not answer that query.
Don’t ask the notary public to use the notary seal on a paper that will be signed later. A notary can only notarize a document signed in his or her presence by a person who is either personally known to the notary or who has produced an acceptable form of photo identification. There are some exceptions for those who have no photo identification, but those are handled differently in each state. No state, however, allows a notary to affix the notary seal to a document in the absence of a person who will sign it later.
Don’t ask the notary public to perform a function that is not within his or her responsibility. In Florida, for instance, a notary cannot notarize a birth certificate.
Above all, don’t ask the notary public to bend the rules. Notaries exist to protect your rights. The rules that have been established, even though they might appear silly to you, are necessary.
Feel free to ask questions during your time with the notary, but don’t be offended if he or she refuses to give an answer to some of them. Your notary is not a lawyer or an advisor. I can give you advice as a friend, but once you ask me to act as a notary on your behalf I will no longer be able to offer my opinions.
Copyright 2006 by Marc Seligman
Dr. Marc Seligman is a notary public in Florida specializing in providing notary services to nudists and naturists living or vacationing in the Sunshine State.
The website http://www.NudeNotary.com offers more information about the functions of notaries in Florida.
Article Source: http://EzineArticles.com/?expert=Marc_Seligman

Becoming a Notary



Notary public training courses are designed to provide applicants the basic knowledge and skills necessary to meet the highest ethical and professional standards of the notary profession. Students can also obtain an in-depth understanding of the duties and responsibilities of a notary public.
In the United States, a notary is an officer selected by a state government to serve the public as an impartial witness. Compared to other common law countries, U.S notaries are much less closely regulated. Applicants generally require no special training to get a notary license. They need to pass a simple written test, undergo a background check, and attain a notary bond or insurance to guarantee their honesty. To organize a person to hopefully pass the test, he may need a correspondence, online or classroom notary training course.
Many community colleges and universities offer notary public test preparation courses. But it is to be made sure that they fulfill the state?s notary public requirements for receiving a notary license. A good training enables applicants to become responsible, skilled candidates for notary public commission. It coaches individuals on legal terminology, and concepts and clauses contained in the framework of the state notary booklet. Careful introductions to the statutes that regulate the acts of notaries are also provided.
Applicants learn their responsibilities, the federal document restrictions, misconduct and penalties, oaths and affirmations, notary bond and insurance, notary seals and stamps, notary license requirements and deposition proceedings in a short course in a school of notary public training. It is recommended that the trainer be an active commissioned notary public.
All notary public classes offer a complete sketch of how to generate yourself in your new position as a notary public. This information is very important for everyone as it helps them learn to identify with their market and start building their business successfully.
Notary Public provides detailed information on Notary Public, How to Become a Notary Public, Notary Public Supplies, Notary Public Service Locations and more. Notary Public is affiliated with Paralegal Schools .
Article Source: http://EzineArticles.com/?expert=Kent_Pinkerton

Wedding Ceremonies by Notaries

It is funny seeing all the things a notary can do with their commission.

Did you know that notaries can perform wedding ceremonies and solemnize marriage?

Notaries in the states of Florida, Maine, and South Carolina have the authority to perform marriages. Though it is only performed in these 3 states there are some interesting aspects to notarizing a marriage and solemnizing the rites of matrimony.

The fee of a notary public may not surpass that provided by law to clerks of the circuit court for the same thing. This does not apply to the fees set for affirmations or witnessing.
If you are from one of these 3 states and interested in this concept, wondering where to get started, you can purchase marriage packages online at the Non-profit National Notary Association (NNA) website nationalnotary.org. There are many places on the web to find marriage certificates, and special embossers. Knowing the importance of couples wedding vows and ceremonies, it is important to be professional and make sure you have all of the things you need according to state laws and according to couples preferences.

A reason notaries work as good officiates to momentous occasions such as marriage, is for people who want a non-religious ceremony. Another choice to consider is the price a notary will cost you compare to other facilities and or representatives. A notary cannot charge more than the original fee set by the state of Florida, Maine, or South Carolina. .
Article Source: http://EzineArticles.com/?expert=Blake_Abel